Online ISSN: 2515-8260

Keywords : private banks

Financial performance analysis of banking sector in India

Dr. Divyang Joshi, Mr. Samir Thakkar, Ravina Machhi, Devyesh Chauhan

European Journal of Molecular & Clinical Medicine, 2021, Volume 8, Issue 3, Pages 3129-3136

The banking industry is important to a country's economic growth. With a large network of
branches and a diverse range of financial services, India's banking system is large. The
aim of this research is to study the financial results of India's two largest private and two
public banks. The financial performance of banks was analyzed using net profit, assets,
liabilities, income, expense, margin ratio, and return on equity ratio. After evaluating
financial data from 2015 to 2019, the study concluded that the private banks performed
better than public banks. The results of this study will benefit bank, shareholders and
customers, as well as bank management.

Covid19 Impact OnTwelve Sectors Of The Indian Economy

Dr. Amar Yadav

European Journal of Molecular & Clinical Medicine, 2020, Volume 7, Issue 8, Pages 5660-5670

This study aims to investigate the reaction of COVID-19 cases (confirmed, deaths, recovered, & active) on twelve sectors of Indian economy by using sectoral indices of national stock exchange. Daily frequency of COVID-19 case categories was obtained from Worldometer from January 30, 2020 to June 30, 2020 and dataset of daily closing prices of twelve sectoral indices (auto, banks, financial services, fast moving consumer goods, information technology, media, metal, oil & gas, pharmaceutical, public sector banks, private banks, realty sector) was obtained from national stock exchange web portal for the same period as of COVID-19. In this study, the ordinary least square regression was used to study the significance of COVID-19 cases (confirmed, deaths, recovered, & active) on twelve sectoral indices. Empirical evidence suggested no significant impact of COVID-19 cases on daily returns of twelve major sectors represented by sectoral indices except in the case of pharmaceutical sector, where daily growth in number of deaths is impacting daily returns on pharmaceutical sectoral index in a positive way. The twelve sectoral indices went into a downward spiral at the beginning of COVID-19 pandemic, but as government and central bank introduced various policy measures, the impact of COVID-19 pandemic on sectoral indices faded away.