Online ISSN: 2515-8260

Keywords : credit


MODERN APPROACHES CREDITWORTHINESS VALUATION OF BUSINESS ENTITY

Mavlanov Normumin Normamatovich; Abdullayev Abror Bozarboyevich Bozarboyevich; Kalandarova Nargiza Narimanovna; Ochilov Olmos Ikrom ugli

European Journal of Molecular & Clinical Medicine, 2020, Volume 7, Issue 2, Pages 3067-3081

In the article methods of evaluating and analyzing
creditworthiness of entities have been discussed. Current order of
creditworthiness and its improvement in case of Uzbekistan have been
accomplished. Adopting of complex analysis in credit scoring model of
creditworthiness valuation and its advantages have been proved in case of JV
―UZGERMED PHARM‖ LLC. Theoretical and practical proposals on solving
current shortcomings of evaluating creditworthiness by developing complex
analysis have been described.

Types And Forms Of Small Business And Private Entrepreneurship

Abdilakimov Gafur Abdikhalikovich

European Journal of Molecular & Clinical Medicine, 2020, Volume 7, Issue 7, Pages 5163-5169

This article describes the activities of a small business and a private entrepreneur and the forms of its types. Methods of conducting small business and ways to increase efficiency are shown. It was noted that the methods of organizing private entrepreneurship and how to benefit from it and to give products at prices commensurate with the level of quality.

MAIN DIRECTIONS OF CREDIT POLICY DURING THE COVID-19 PANDEMY

Temirov Xamid (PhD) .; Mansurov Mansur (PhD) .; Xudoykulov Mamarasul (PhD) .; Kushakova Mamura .

European Journal of Molecular & Clinical Medicine, 2020, Volume 7, Issue 2, Pages 1836-1839

Abstract. The study provides a comprehensive analysis of the credit policy pursued
by the government during the Covid-19 pandemic and its results in order to support the
population and businesses, to prevent large debts.
The study reccomend the following:
The interest rate and terms of loans not only affect the banking sector, but also
directly affect the living standards and quality of life of the population. For this reason, it
would be expedient to provide loans with simplified terms and conditions of repayment to
support entrepreneurship in the country.
According to 2020 data, the interest rates of commercial banks in the country will
be 24%. Under this decree, if a preferential interest rate of 16% was applied, the financial
interest of individuals after October 1, 2020 would be avoided