European Journal of Molecular & Clinical Medicine

Abstract. The study provides a comprehensive analysis of the credit policy pursued
by the government during the Covid-19 pandemic and its results in order to support the
population and businesses, to prevent large debts.
The study reccomend the following:
The interest rate and terms of loans not only affect the banking sector, but also
directly affect the living standards and quality of life of the population. For this reason, it
would be expedient to provide loans with simplified terms and conditions of repayment to
support entrepreneurship in the country.
According to 2020 data, the interest rates of commercial banks in the country will
be 24%. Under this decree, if a preferential interest rate of 16% was applied, the financial
interest of individuals after October 1, 2020 would be avoided

In today’s tough competition, each employer in provider quarter tries hard to satisfy
their purchaser. In Insurance sector, various new personal organizations have entered in
enterprise by means of doing the merger with foreign businesses. Every day, they are
presenting new offerings with the fundamental plan to draw the new clients & for
maintaining the present clients. In this paper, I attempted to understand the consumer
behaviour in Insurance zone. The foremost goal of this paper to perceive customer
preference regarding plans & agency, their cause of purchasing the insurance regulations,
satisfaction degree & their destiny plans for brand spanking new insurance coverage. Data
become amassed with help of established questionnaire from 200 customers of Bangalore
city. Sample became taken on the basis of convenience sampling, but handiest 192
questionnaires were used for analysis as the remaining 8 had been no longer stuffed
properly by the respondents. Percentage, frequency & Cross tabulation methods had been
used for analysis.