Online ISSN: 2515-8260

Keywords : Indian economy

A Critical Analysis Of Banking Structure In India.

Aryan Agrawal,Alok Agrawal,Himanshu Sharma,Novel Mahant,Dr. Abhishek Tripathi .

European Journal of Molecular & Clinical Medicine, 2023, Volume 10, Issue 1, Pages 1078-1082

In today’s world, the banking sector performs as the core or basis of modern business. A country’s economic improvement depends mostly on the banking structure of the country. A bank is an entity of finance. The core banking businesses that a bank carries out are receiving the money deposits and lending money and/or investing it. Nowadays the banking business plays a crucial part in human life as in the modern lifestyle of people, without having a properly developed banking network, they might not carry out proper financial transitions.
This paper deals with the banking structure in India. The present structure of banking in India which has developed over many decades is complex but detailed and it serves the requirements of credit and banking businesses of the Indian economy. The present banking structure has different layers to serve the certain and various needs of various customers. The banking structure in India plays a critical role to mobilize savings and also in the economic development of the country.

An analysis of foreign direct investment inflows in Tamil Nadu


European Journal of Molecular & Clinical Medicine, 2020, Volume 7, Issue 8, Pages 896-906

Several facts have proven that foreign direct investment has significant impact on
economic growth, in particular, foreign direct investment (FDI) impacts five variables—
domestic investment, technology, employment generation and labor skills, the environment,
and export competitiveness. This paper is divided into two sections. The first examines the
rationale for increasing FDI and briefly examines national trends in FDI. The second
looks at FDI trends in Tamil Nadu. There are two competing theories regarding the effect
of FDI on domestic investment. One is that FDI encourages domestic investment by
providing new markets, demand for inputs and new technology that spills over into the
economy. Labor is mobile and often moves from multinational firms to domestic firms;
more skilled labor may leave a multinational firm to form a start-up. Researchers also
believe that FDI can serve to increase competition thereby making markets (including
financial markets) more efficient. Finally, investment in new sectors can stimulate the
growth of new industry and new products.
The present study is based on secondary data and period of the study is from 2009 to 2020.
Total FDI inflows have been raised from US $ 27841 Millions in the year 2008-09 and the
share of direct foreign investment through approvals in equity etc. stood at 65.79% and
that of portfolio investment was 34.21%. Projections show that total FDI inflows will be US
$ 46,098 Millions in 2019-20. Singapore and Mauritius tops in FDI inflows and the FDI
inflows in Manufacturing and Computer service sectors were in highest position. They
have positive impact on the related economic indicators on Indian Economy


Yoshita Guntupalli; A. Jothi Priya; Karthik Ganesh Mohanraj; Lakshminarayanan Arivarasu

European Journal of Molecular & Clinical Medicine, 2020, Volume 7, Issue 1, Pages 2289-2295

COVID 19 is a strain of coronavirus which is virulent and spreads easily among humans. It has become a pandemic and has caused a global emergency. Though the death rate is not that high it is still considered dangerous. It has caused a huge impact on the global economy. The purpose of this study is to analyse the economic impacts on various sectors of Indian economy. Several relevant articles were selected, analysed and computed inorder to gain accurate information of the economic losses we have faced. National lockdown has impacted not only the Indian economy but also the global economy very severely. Many sectors such as the travel and tourism industry, the live events industry, hotels and real estate have been shut down and have faced severe losses. The GDP has faced a slight declination. The data collection and study analysis was conducted in the year 2020 in Private Dental College, Chennai.