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  2. Volume 9, Issue 3
  3. Author

Online ISSN: 2515-8260

Volume9, Issue3

Health Insurance: It’s Awareness, Coverage and Factors Influencing Its Subscription In Field Practice Area Of KIMS, Koppal, Karnataka

    Anil Kumar L, Chethana K V, Shrinivas,Mallikarjune Biradar

European Journal of Molecular & Clinical Medicine, 2022, Volume 9, Issue 3, Pages 2176-2183

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Abstract

Background: Health is a human right. In order to achieve Universal Health Coverage and to bridge the gap between the community and the provision of quality health care, there is a need to improve the financial protection for health. Health insurance is a promising way for improving health by reducing health expenditure and providing financial protection Objectives: Assessment of awareness about health Insurance schemes, assessment of coverage of health insurance schemes and the factors influencing the subscription and utilization of Insurance Schemes. Materials and Methods: A community based cross sectional study was conducted in the RHTC Irkalagad, a field practice area of Department of Community Medicine, KIMS Koppal during February and March 2020 among 500 individuals aged 18years and above using predesigned semi-structured questionnaire. Results: Out of 500 individuals, 59% of the participants were aware of health insurance, the awareness about health insurance was significantly associated with gender and socio-economic status. Only 29% of the participants were subscribed to health insurance and 6.8% of those insured availed the benefits. Majority(78.5%) of the participants reported lack of awareness was the reason for nonsubscription to health insurance.
Keywords:
    Health Insurance Awareness Coverage Utilization
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(2022). Health Insurance: It’s Awareness, Coverage and Factors Influencing Its Subscription In Field Practice Area Of KIMS, Koppal, Karnataka. European Journal of Molecular & Clinical Medicine, 9(3), 2176-2183.
Anil Kumar L, Chethana K V, Shrinivas,Mallikarjune Biradar. "Health Insurance: It’s Awareness, Coverage and Factors Influencing Its Subscription In Field Practice Area Of KIMS, Koppal, Karnataka". European Journal of Molecular & Clinical Medicine, 9, 3, 2022, 2176-2183.
(2022). 'Health Insurance: It’s Awareness, Coverage and Factors Influencing Its Subscription In Field Practice Area Of KIMS, Koppal, Karnataka', European Journal of Molecular & Clinical Medicine, 9(3), pp. 2176-2183.
Health Insurance: It’s Awareness, Coverage and Factors Influencing Its Subscription In Field Practice Area Of KIMS, Koppal, Karnataka. European Journal of Molecular & Clinical Medicine, 2022; 9(3): 2176-2183.
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