Abstract. Every state wants that the households will be financially independent in their territory, they will be beneficial to the government, they will spend their optional assets and their sources for the thriving of them and the economy of the country in the modern market industry. The complex elements of analysis including observation, saving, systematizing, statistic, critical and analytical analyses in terms of the finance of the households and their investment to be performed, are depicted in this article. If the suggestions given in this article are conducted, the activity of the households in the economy will rise more remarkably.